Loan from bank – starting at a low 3.33%


As the largest direct bank and third-largest private customer bank in Germany, Good Credit has a very good reputation. The bank’s wide product portfolio has already brought more than 8 million customers. Good Credit is also known for its advertising medium.

In the area of ​​financing, consumers can choose from various Good Finance in the form of installment loans, credit lines, car loans, and residential loans. In this article, Examines the Good Credit products mentioned. To call up the conditions directly, go to the table here.

An installment loan for all purchases

Installment loan for all purchases

The Good Credit installment loan is ideal for any request that you would like to finance. This loan is not tied to any special purchase, so the allocated money is at your free disposal.

The conditions of the installment loan can convince. The effective annual interest rate of 3.99% pa is a fixed interest rate. Every customer who is approved for the loan receives the same conditions.

The minimum loan amount must be 5,000 dollars. Good Credit grants the installment loan up to a maximum of 50,000 dollars. The loan is repaid by monthly installments, whereby you can set the term from 12 to 84 months.

Framework credit for the more financial scope


The Good Credit credit line is a “permanent money reserve”. You only apply for the framework loan once and can access the loan amount allocated to you at any time (2,500 – 25,000 dollars).

If your monthly income is not enough due to unexpected expenses, the framework credit gives you a reserve that you can access. At the same time, the interest rate of 6.25% pa is actually significantly lower than that of an overdraft facility (10% and more at many banks).

Good to know: The framework loan only charges interest on amounts actually used. You can access funds at least 1 euro at any time. The money will be transferred to your checking account promptly. You can flexibly arrange the repayment yourself, whether in one sum or in several installments. Find out more about Good Finance here.

Car loan for the new vehicle

Car loan for the new vehicle

While the installment and framework credit from Good Credit can be used for any purpose, the car loan is linked to the financing of a vehicle. This can be, for example, a car, a motorcycle or a motor home.

The fixed-rate car loan is available for 3.33% APR. You can choose between 5,000 and 50,000 dollars as the loan amount. The term of the loan can range from 24 to 84 months.

Since the new vehicle is also used to secure financing, the car loan is cheaper than the installment loan mentioned above.

Renovate and modernize with the housing loan

The housing loan is also equipped with favorable terms. For an effective annual interest rate of 3.66% pa, you can renovate your home as you wish. It does not matter whether you invest the loan amount in a new heating or new furniture.

Here, too, a loan amount of at least 5,000 dollars and a maximum of 50,000 dollars applies. The repayment is made in constant monthly installments over a term of 24 to 84 months.